Debt Consolidation “Refund Guarantee Campaign” Implemented
“Refund guarantee campaign” requests debt consolidation (overpayment refund request, arbitrage reduction, civil rehabilitation, self-bankruptcy) during the campaign period (November 4th to 30th), and if the result is not satisfied, request If it is less than 90 days from you, you will refund the entire proceeds.
The debt settlement was generated simultaneously with requesting work and in principle it was not refunded even if the contract was canceled halfway.
Even a lawyer or a who receives a request will be extremely troubled because it will become unnecessary before time and time to cancel the mandate contract easily after starting work. Therefore, in the case of canceling the mandate contract by the circumstances of the client, we do not refund the proceeds money paid so far.
Instead, when asking our office to arrange debt, a receives customer consultation directly, and after consenting, we have a delegation agreement. And, because the will take responsibility with the responsibility, we do not treat it like “refund all funds” in the case of discontinuing work due to the circumstances of the client.
If it is within 90 days from the request, refund all funds to start with?
If you are not satisfied with the result, it seems that it is very conscientious to refund the funds in full. However, the condition “if it is within 90 days from the request” may be a problem.
I do not know what schedule the law firm in the article is going through, but at least in the case of our office it is when we asked for arbitrary sorting, self-bankruptcy or civil rehabilitation. Even though it is usual that results will not come out within 90 days of your request .
Regardless of which debt consolidation procedure you are going to do, we will first send you a notice of acceptance to all creditors and conduct a credit investigation. Especially when the number of creditors is large, it usually takes more than one month to answer only.
After that, we will decide the debt consolidation policy and proceed with the procedure, but in parallel therewith, if it is also carrying out the funding of the in the case of installment payment, it will soon be about 3 months . Therefore, I think that there are few cases in which the results come out within 90 days from the request and it can be determined whether or not they were satisfied.
If you think that it is “safe because there is a refund guarantee,” it may be better to ask in advance whether the result will come out within 90 days from the request. In addition, since I only saw the above-mentioned article and the site of the office, there may be factual misunderstandings, but I recommend you ask a question after asking anyway until it is satisfactory.
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